Consumer Helping Hand Community  

If you have a delinquent balance with a creditor or business that includes your last name, last 4 digits of your social and DOB, our partner YouNegotiate and DFA are here to help!

The Gift of Financial Freedom

The new best gift is a Financial Freedom bill pay gift! Create and send a gift card request link to someone you know.
Tax Deductible Helping Hand Link in YouNegotiate: www.younegotiate.com/consumer

YouNegotiate Portal

Your YouNegotiate portal account has Helping Hand Links for settlement and/or payment plans or create the link and text/email it to anyone.

All payments will be sent directly to the creditor on your behalf and payers will receive a tax deduction receipt! Win-Win  

The Gift of Financial Freedom

Invite anyone to purchase a DFA gift card that can be used to pay any bill on the YouNegotiate Platform.  

Coming Soon

Ron Tankersley Jr.

Help with Delinquent Account Balances – Stop Collections

Debt Free Americans has partnered with YouNegotiate to provide you a free and safe place for consumers to communicate with your creditors, collection agencies and collection law firms.

Help with Delinquent Balances

Log into your free portal account, www.younegotiate.com AKA your “new office”. Set up your communication controls and decorate with your favorite colors and photos. Now you’re ready to invite your creditors and notify them you will now manage all delinquent accounts from your YouNegotiate portal account. No more emails. No more calls. No more mail.

Tax Deductible Bill Pay Gift Card

Generate a formal letter you can email or mail to your creditors to notify them you will manage your accounts in your portal account. Templates are available below and on your YouNegotiate Dashboard.

Generate a
Letter

Start managing all delinquent accounts in your YouNegotiate portal.

Generate a formal communication on my behalf:

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We ensure that all tax-deductible donations are allocated directly to assist individuals and businesses.

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